Retail Business Loans
Retail Business Loans
Strengthen your retail operation with customized financial solutions from Joda Finance. Whether you are opening a new branch, restocking inventory, or upgrading your shop, we provide affordable loans designed to fuel your retail business growth efficiently and flexibly.
Key Features
- Loan Range: Up to RWF 15,000,000
- Usage: Inventory, expansion, renovation
- Repayment: Flexible monthly terms
- Approval Time: Within 48 hours
Who is eligible?
- Registered retail business owners
- Valid trading license
- Minimum 1 year of operations
- Stable daily or monthly sales records
Fee Structure
| Processing Fee | 1.5% – 2% of loan amount |
| Disbursement Fee | RWF 5,000 flat |
| Late Payment Fee | 3% monthly |
Repayment Options
- Fixed monthly installments
- Early settlement options available
- Flexible restructuring for seasonal businesses
Why Choose Our Retail Loans?
- Boost working capital for day-to-day operations
- Expand to new locations or renovate your shop
- Strengthen your retail brand and customer reach
- Quick, friendly, and transparent process
