Personnel Loans
Personnel Loans
Handle life's urgent needs with ease. Joda Finance offers Personnel Loans to help you cover unexpected expenses, medical emergencies, education costs, or personal development goals — quickly and affordably.
Key Features
- Fast Disbursement: Within 24–48 hours
- Flexible Amounts: Based on salary or verified income
- Affordable Rates: Fixed, competitive interest rates
- Simple Repayment: Monthly deductions or bank standing orders
Who is eligible?
- Employed individuals with proof of salary
- Self-employed professionals with regular income
- Valid ID and proof of address
Fee Structure
| Processing Fee | 1% – 2% of approved amount |
| Insurance Cover | Optional — quoted separately |
| Late Payment Fee | 3% monthly on overdue balance |
Why Choose Our Personnel Loans?
- Quick and easy application process
- Custom repayment plans
- Transparent pricing, no hidden charges
- Trusted by hundreds of Rwandans
